Ben Lomond ZIP Codes — Santa Cruz County, CA

There is one unique ZIP code in Ben Lomond, California and it is 95005. Area code: 831.

ZIP codes

11.81

sq mi land

0.00

sq mi water

831

area code

Ben Lomond, CA ZIP code map

About Ben Lomond, CA

Ben Lomond, California, is a quaint and scenic community nestled in the heart of Santa Cruz County. Known for its lush landscapes and serene surroundings, it offers a perfect escape for nature enthusiasts. The area is characterized by its friendly atmosphere and a close-knit community feel.

Location & geography

Ben Lomond is located approximately 5 miles north of Santa Cruz and about 15 miles from Scotts Valley. The city spans a total land area of 11.81 square miles, showcasing picturesque views of the surrounding hills. Remarkably, there is no water area recorded, which highlights the rolling terrain that defines the region.

Community & economy

The character of Ben Lomond is charming and laid-back, attracting people who appreciate a slower pace of life. The community is primarily residential, with small local businesses contributing to its economy, although many residents commute to nearby cities for work. Daily life is infused with outdoor activities, from hiking in the nearby redwoods to exploring local parks.

Transportation

Ben Lomond is conveniently accessed via State Route 9, which connects the community to larger road networks. The nearest airport is the Santa Cruz Airport, providing general aviation services for local travelers. Public transit options are available, although many residents rely on personal vehicles for commuting.

History

Ben Lomond was established in the mid-19th century during the California Gold Rush, attracting settlers who were drawn to its natural beauty and resources. Over the years, the area transitioned from timber and agriculture to a residential community, with tourism and local businesses becoming vital industries. Notable events in its history include the establishment of the Ben Lomond Volunteer Fire Department, which showcases the community's spirit of cooperation.

Did you know?

One surprising fact about Ben Lomond is that it is home to a well-known redwood forest, which provides opportunities for hiking and nature walks. Additionally, the town's name is derived from a Scottish mountain, reflecting the heritage of some of its early settlers.

ZIP codes for Ben Lomond, CA (1)

ZIP code	City	County	Map
95005	Ben Lomond	Santa Cruz	View map

Demographics & statistics

7,552

Population

43.2

Median age

$105,577

Median household income

$53,608

Per capita income

$889,800

Median home value

$2,225

Median monthly rent

65.5%

Home ownership

3.9%

Poverty rate

8.2%

Unemployment

1,955

Housing units

42.7%

Bachelor's or higher

Age distribution

Male Female

265

Under 5

254

121

5–9

115

274

10–14

262

259

15–19

248

299

20–24

286

424

25–34

404

371

35–44

354

524

45–54

500

221

55–59

211

384

60–64

366

552

65–74

528

157

75–84

149

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,678	22.2%
18 and over	5,874	77.8%
65 and over	1,410	18.7%
Median age	43.2 years

Race & ethnicity

White 84.7%

Hispanic or Latino 6%

Two or more races 4.3%

Other race 3.3%

Asian 1.3%

Black or African American 0.4%

Group	Count	%
White	6,803	84.7%
Hispanic or Latino	484	6%
Two or more races	348	4.3%
Other race	269	3.3%
Asian	101	1.3%
Black or African American	31	0.4%

Household income

Under $10k 1.1%

$10k–$15k 1.5%

$15k–$25k 2.8%

$25k–$35k 2.6%

$35k–$50k 11.3%

$50k–$75k 15.0%

$75k–$100k 12.7%

$100k–$150k 19.1%

$150k–$200k 12.1%

$200k+ 21.8%

Range	% of households
Under $10k	1.1%
$10k–$15k	1.5%
$15k–$25k	2.8%
$25k–$35k	2.6%
$35k–$50k	11.3%
$50k–$75k	15.0%
$75k–$100k	12.7%
$100k–$150k	19.1%
$150k–$200k	12.1%
$200k+	21.8%
Median income	$105,577

Housing

Home values

$50k–$100k 2.5%

$200k–$300k 0.7%

$300k–$500k 2.5%

$500k–$1M 65.0%

$1M+ 29.5%

Housing overview

Metric	Value
Median home value	$889,800
Median rent / month	$2,225
Owner occupied	65.5%
Renter occupied	34.5%
Vacant	4.2%
Single-family detached	81.4%
Large apartment buildings	0.2%
Mobile homes	7.2%
Median rooms	5.4
Avg household size (owned)	2.76

Year built

Era	%
2020 or later	0.0%
2010–2019	0.3%
2000–2009	1.1%
1990–1999	3.2%
1980–1989	10.8%
1970–1979	28.5%
1960–1969	18.6%
1950–1959	9.2%
1940–1949	14.1%
1939 or earlier	14.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	12.4%
2 bedrooms	31.4%
3 bedrooms	38.1%
4 bedrooms	14.7%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.4%
1 vehicle	22.5%
2 vehicles	43.7%
3 or more	33.4%

Heating fuel

Fuel type	%
Utility gas	68.0%
Electricity	11.1%
Propane / LP gas	10.8%
Wood	8.9%
Solar	0.4%

Households & families

Household type	Count	%
Married-couple family	1,357	48.5%
Cohabiting couple	272	9.7%
Male householder, no spouse	568	20.3%
Female householder, no spouse	601	21.5%
Households with children under 18	844	30.2%
Households with seniors (65+)	991	35.4%
Average household size	2.67

Marital status

Status	Male	Female
Never married	34.0%	29.6%
Married	48.1%	47.5%
Separated	0.3%	0.0%
Widowed	3.1%	5.8%
Divorced	14.5%	17.1%

Education

Less than 9th grade 0.6%

Some HS, no diploma 1.6%

HS graduate 12.8%

Some college, no degree 31.8%

Associate's degree 10.6%

Bachelor's degree 29.4%

Graduate / professional 13.2%

Metric	%
HS diploma or higher	97.9%
Bachelor's or higher	42.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	80	4.5%
Kindergarten	13	0.7%
Elementary school	676	38.4%
High school	510	29.0%
College / grad school	480	27.3%

Employment

Industry of employment

Education & healthcare 21.4%

Professional & management 19.4%

Arts, food & hospitality 14.8%

Construction 11.5%

Retail trade 8.6%

Manufacturing 7.1%

Finance & real estate 4.1%

Transportation & utilities 3.6%

Public administration 3.3%

Other services 3.2%

Information 1.6%

Wholesale trade 1.3%

Occupation

Category	%
Management, business & arts	53.6%
Service	13.2%
Sales & office	15.4%
Natural resources & construction	10.4%
Production & transportation	7.4%

Employment type

Type	%
Private sector	74.5%
Government	15.1%
Self-employed	9.8%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	68.4%
Carpool	10.2%
Public transit	2.1%
Walk	2.6%
Other means	0.0%
Avg commute (minutes)	31.6

Poverty

All people 3.9%

Under 18 years 0.0%

18 and over 5.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	31.9%
Retirement income	24.6%
Supplemental Security	2.5%
Cash public assistance	0.0%
Food stamps / SNAP	4.9%

Health indicators

Condition	%
High blood pressure	26.6%
High cholesterol	30.7%
Heart disease	5.3%
Stroke	2.4%
Asthma	10.2%
Arthritis	22.3%
Kidney disease	2.5%
Pulmonary disease	5.9%
Cancer	6.3%

Behavior / access	%
Binge drinking	20.5%
No physical activity	15.9%
Less than 7 hrs sleep	29.7%
Fair or poor health	11.5%
Poor mental health	14.3%
Poor physical health	9.4%
No health insurance	7.2%
Visited doctor (checkup)	66.8%
Visited dentist	69.3%
Cholesterol screening	92.3%
Teeth loss	8.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	491	8.4%

Disability	%
Any disability	9.5%
Under 18	5.0%
18–64 years	5.0%
65 and over	29.0%

Health insurance coverage

Type	%
Private insurance	78.1%
Public insurance	28.1%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,033	93.1%
Spanish	252	3.6%
Other Indo-European	54	0.8%
Asian & Pacific Islander	178	2.5%
Other languages	20	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,574	87.0%
Born in same state	6,442	85.3%
Born in different state	5,002	66.2%
Foreign born	132	1.7%
Naturalized citizen	978	13.0%
Not a US citizen	411	42.0%

Ancestry

Ancestry	Count	%
French	1,321	17.5%
Italian	1,025	13.6%
Polish	267	3.5%
Arab	212	2.8%
Dutch	210	2.8%

Ancestry	Count	%
English	87	1.2%
Norwegian	34	0.5%
Irish	14	0.2%
German	13	0.2%

Technology access

Metric	% of households
Computer access	37.0%
Internet access	97.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Ben Lomond, CA have?

Ben Lomond, CA has one ZIP code: 95005. Each ZIP code serves a distinct delivery area within the city and surrounding region.